After years of payment pauses, changing repayment programs and shifting federal student loan policies, many borrowers are once again paying close attention to their educational debt. But while student ...

One of the key issues faced by financial institutions is the prediction of loan default. Two machine learning methods, Random Forest and K-Nearest Neighbors (KNN), are tested in this study, using an ...

Graduating from college often means more financial responsibility, including moving expenses and new monthly bills, such as student loan payments. Borrowers have a choice of payment plans, but many ...