A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

What it means: An index published by the Federal Reserve Board based on the average yield of a range of Treasury securities, all adjusted to the equivalent of a five-year maturity. Yields on Treasury ...

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U.S. 3 Year Treasury Note-0.006 4.114% U.S. 5 Year Treasury Note-0.013 4.173% U.S. 7 Year Treasury Note 0.007 4.292% ...