A nonprofit institution owned by its members, a credit union provides the same kinds of financial products as a bank, including deposit accounts, credit cards and loans. Because they reinvest profits ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Doug Mahoney Doug Mahoney is a writer covering home-improvement topics, ...