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Principal is the amount of money you are borrowing. Interest is the amount you are charged per month for borrowing money, expressed as a percent. Number of years, also known as the loan term, is the ...

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The Bankrate loan interest calculator helps estimate how much interest you'll pay over the life of a loan. To use the calculator, enter the beginning balance of your loan and your interest rate. Next, ...

Greg DePersio has 13+ years of professional experience in sales and SEO and 3+ years as a writer and editor. Simple interest is calculated only on the principal balance of the loan each period.